Fees & Policies

Why don't you accept insurance?

We get asked this every single day. As a private pay practice, we believe this model allows us to provide better, more personalized care. Here's why.

• 1
  Reduced ability to choose

  Most insurance companies offer limited options for mental health coverage. To be covered, you must explain to an insurance representative — who may not be a mental health professional — why you need services. They determine whether you're covered and offer a predetermined number of sessions (8–10 on average). You're given a limited list of providers and a limited time to accomplish your goals.

• 2
  Pre-authorization and reduced confidentiality

  Insurance typically authorizes only a few sessions at a time. When those are up, your therapist must justify the need to continue — and sometimes additional sessions are denied, ending the therapeutic relationship before goals are met. Confidentiality cannot be guaranteed when an insurance company requires information to approve continued services.

• 3
  The impact of a psychiatric diagnosis

  Insurance companies require a formal mental health diagnosis for reimbursement. This can affect you in ways that extend far beyond therapy: it may impact your ability to obtain life or disability insurance, appear in court proceedings, or be required to disclose when applying for certain jobs, financial aid, or permits. A diagnosis on your record has real-world consequences that you deserve to understand before it's assigned.

• 4
  We wouldn't be able to offer reduced fees

  By operating outside of insurance, we're able to offer services at a variety of rates — including significantly reduced rates — to meet the needs of all clients. Insurance companies dictate what we must charge, and deviating from that is considered fraud. Accepting insurance would eliminate our ability to offer flexible, income-based pricing.

• 5
  Less time with clients

  The administrative burden of processing claims, defending treatment plans, and sending documentation to insurance companies is significant. That time is better spent with you. Our focus is on helping you feel better — not on satisfying an insurer's requirements.

• 6
  Our clients deserve control over their care

  Without the constraints of insurance, you're not limited to a specific provider, a predetermined number of sessions, or a required diagnosis. You can focus on learning new skills, developing coping strategies, and deepening your self-awareness — at your own pace, on your own terms.